Ghana is considered to be a developing nation. The developmental stage of a nation is determined by a number of factors including, but not limited to, economic prosperity, life expectancy, income equality, and quality of life. As a developing nation, Ghana may not be able to offer consistent social services to its citizens. These social services may include things like public education, reliable healthcare, and law enforcement. Citizens of developing nations may have lower life expectancies than citizens of developed nations. Each year, Ghana exports around $13.37 billion and imports roughly $18.49 billion. 2.4% of population in the country are unemployed. The total number of unemployed people in Ghana is 707,127. In Ghana, 24.2% of the population lives below the poverty line. The percentage of citizens living below the poverty line in Ghana is fairly high, but is not reason for complete concern with regard to investments. Potential financial backers should look at other economic markers, including GDP, urbanization rate, and strength of currency, before making any decisions regarding investments. Government expenditure on education is 5.4% of GDP. The Gini Index of the country is 42.3. Ghana is experiencing poor equality. The gap between the richest and poorest citizens in this country is quite noticeable. Ghana has a Human Development Index (HDI) of 0.573. Ghana has an upper medium HDI score. This indicates that the majority of citizens will be able to attain a desirable life, though some citizens will not be able to achieve high living standards. The Global Peace Index (GPI) for Ghana is 1.84. Due to strong law enforcement presence and high social responsibility, Ghana is very safe by international standards. The strength of legal rights index for Ghana is 7. Overall, it is considered to be rather adequate - bancrupcy and collateral laws are able to protect the rights of borrowers and lenders at least decently; credit information is msotly sufficient and generally available.

Currency
The currency of Ghana is Ghanian cedi. The plural form of the word Ghanian cedi is cedis. The symbol used for this currency is ₵, and it is abbreviated as GHS. The Ghanian cedi is divided into Pesewa; there are 100 in one cedi.

Credit rating
The depth of credit information index for Ghana is 6, which means that information is mostly sufficient and quite detailed; accessibility is not a problem. According to the S&P credit-rating agency, Ghana has a credit rating score of B, and the prospects of this rating are stable. According to the Fitch credit-rating agency, Ghana has a credit rating score of B+, and the prospects of this rating are stable.

Central bank
In Ghana, the institution that manages the state's currency, money supply, and interest rates is called Bank of Ghana. The average deposit interest rate offered by local banks in Ghana is 12.9%.

Public debt
Ghana has a government debt of 30.3% of the country's Gross Domestic Product (GDP), as assessed in 2012.

Tax information
The corporate tax in Ghana is set at 25%. Personal income tax ranges from 5% to 25%, depending on your specific situation and income level. VAT in Ghana is 15%.

Finances
The total Gross Domestic Product (GDP) assessed as Purchasing Power Parity (PPP) in Ghana is $108458 billion. The Gross Domestic Product (GDP) assessed as Purchasing Power Parity (PPP) per capita in Ghana was last recorded at $4 million. PPP in Ghana is considered to be below average when compared to other countries. Below average PPP indicates that citizens in this country find it difficult to purchase local goods. Local goods can include food, shelter, clothing, health care, personal care, essential furnishings, transportation and communication, laundry, and various types of insurance. Countries with below average PPP are dangerous locations for investments. The total Gross Domestic Product (GDP) in Ghana is 47,830 billion. Based on this statistic, Ghana is considered to have a medium economy. Countries with medium economies support an average number of industries and opportunities for investment. It should not be too difficult to find worthwhile investment opportunities in medium economies. The Gross Domestic Product (GDP) per capita in Ghana was last recorded at $2 million. The average citizen in Ghana has very low wealth. Countries with very low wealth per capita often have lower life expectancies and dramatically lower quality of living among citizens. It can be very difficult to find highly skilled workers in countries with very low wealth, as it is difficult for citizens to obtain the requisite education needed for specialized industries. However, labor can be found for very low rates when compared with countries with higher wealth per capita. GDP Annual Growth Rate in Ghana averaged 4.5% in 2014. According to this percentage, Ghana is currently experiencing significant growth. Countries that are experiencing significant growth offer the best chance for a substantial return on investment, as GDP growth rate is the most important indicator of economic health. As GDP grows, business, jobs, and personal income grow as well.